If you are someone who likes to have flexible options and earn reward points in a variety of different categories, these are cards you should consider. These points can transfer to numerous airline or hotel programs giving you many options when it comes to redeeming your points.

Many people believe cash is KING! Cash back offers the ultimate flexibility since you can redeem your cash back rewards anyway you want. Cash back credit cards are straight forward and are a great way to offset cost your points and miles can't cover

Have an airline you prefer to fly? Airline credit cards can offer some fantastic perks and benefits, like free checked bags, priority boarding, lounge access, and many more. If you are looking for these types of benefits, an airline credit card might be for you.

Have a certain hotel brand you prefer to stay with? Hotel credit cards can offer a lot of valuable benefits, like elite status, annual free nights, credits when on paid stays, and many other benefits. If you are looking for ways to improve your comfort when staying at hotels, a hotel credit card might be for you.

Have a business and looking to earn rewards for your business purchases and keep your personal expenses from your business expenses? Small business credit cards offer bonus categories that are geared towards your business. Picking the right business credit card can also complement your personal credit cards.